XM Review
XM platform suite with account choices, published spreads and support; check which entity serves your country.
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Overview
XM platform suite with account choices, published spreads and support; check which entity serves your country.
Desk review · Checked 2026-09-23 · Terms vary by entity and country
What to Compare
Use the same criteria when comparing XM with other brokers.
- Legal entity and authorization
- Spreads, commissions and swaps
- Accounts and minimum requirements
- Trading platforms and tools
- Withdrawal methods, fees and timing
- Support hours and languages
- Eligibility in your country
- Product risks and contract terms
How We Score
Editorial score 3.8/5 is the equal-weight average of four desk-research categories: published support access, breadth of tools, clarity of withdrawal terms, and clarity of spread/commission terms. Each category is scored 0–5 from publicly disclosed information; we have not tested a funded account. This score is a comparison aid, not an endorsement or a measure of safety. No overall rank has been assigned.
Broker Details
Published conditions, services and availability at a glance.
Trading platforms
XM App, MetaTrader 4 and MetaTrader 5; web/mobile access and education/help tools.
Account types
XM account types and demo options are listed on its account page; terms and product range vary by entity.
Fees & spreads
XM advertises spreads as low as 0.8 pips on its main site. Actual spread, commissions, swap and other costs depend on account, market and jurisdiction.
Withdrawal terms
Use the account area to request withdrawals. Payment method, identity checks, minimum and provider time depend on region; XM says many withdrawals are automatically approved.
Customer support
Help Center and contact support; language, hours and response times vary by region.
Legal entity
XM Global Ltd is regulated by the Belize Financial Services Commission under licence 8557558; other XM group entities have different licenses and terms. Confirm contracting entity.
Regional availability
XM says its services are unavailable where prohibited by local law; check country eligibility and entity in the application flow.
Last verified
2026-09-23
Frequently Asked Questions
Which platforms does XM offer?
XM App, MetaTrader 4 and MetaTrader 5; web/mobile access and education/help tools.
What account types are available?
XM account types and demo options are listed on its account page; terms and product range vary by entity.
What are the withdrawal conditions?
Use the account area to request withdrawals. Payment method, identity checks, minimum and provider time depend on region; XM says many withdrawals are automatically approved.
Which legal entity provides the service?
XM Global Ltd is regulated by the Belize Financial Services Commission under licence 8557558; other XM group entities have different licenses and terms. Confirm contracting entity.
Can I open an account from my country?
XM says its services are unavailable where prohibited by local law; check country eligibility and entity in the application flow.
How can I contact customer support?
Help Center and contact support; language, hours and response times vary by region.
Official Sources
Check the current entity, eligibility, full fee schedule and risk disclosure on the broker's site before acting.